Gusto

The people platform for small businesses

Visit

TL;DR: The people platform for small businesses.

Timeline

2008

Josh Reeves founds Facebook app platform company, his first startup

2010

Reeves' first startup acquired after reaching 40M users - but felt hollow, motivating mission-driven next venture

2010

Josh Reeves and Eddie Kim reconnect after Eddie spontaneously runs a half-marathon to win a bet

2011

Tomer London moves from Israel to Stanford for EE PhD; paired with Josh through alumni mentorship program

2011

Three co-founders bond over shared experience of parents running small businesses with painful payroll processes

2012-01

Accepted into Y Combinator Winter 2012 batch as ZenPayroll

2012-01

Tomer cold-calls SMB owners from walk-in closet, finding prospects on Yelp. 2/10 calls show instant excitement

2012-03

YC Demo Day: ~50-80 customers onboarded. Chose name ZenPayroll days before, $7 domain

2012-06

Founders live together, working 24/7 to build Minimal Loveable Product

2012-12

Public launch in California, salaried employees only. Raised $6.1M seed (largest in YC history)

2013

~100 customers. Tomer personally onboards first ~50 companies' employees

2013-08

Exceeded $100M in payments processed annually. Expanded to Florida, Texas, and Washington state

2014-02

Raised $20M Series A led by Google Capital with General Catalyst and Kleiner Perkins

2014

High-touch onboarding continues for ~1 year before building self-service capability

2015-04

Raised $60M Series B led by Google Capital with Emergence Capital, Ribbit Capital

2015

10,000 customers. Tomer calls 20 customers about health benefits; 17/20 sign up immediately

2015-09

Rebranded from ZenPayroll to Gusto. Launched health benefits and workers' compensation

2016

Partnered with Guideline for 401(k) services

2018

Revenue reaches ~$100M. Raised $140M Series C led by T. Rowe Price

2019

Raised $200M Series D at $3.8B valuation. Josh Reeves confirms focus on sustainable unit economics

2020

Launched Gusto Wallet (FDIC-insured accounts and debit cards) with nbkc Bank partnership

2020

COVID-19 drives massive demand for compliance features - emerged organically from customer support calls

2020

Secured $50M debt financing from Sixth Street Growth

2021-06

Launched Gusto Embedded Payroll API. Acquired Ardius (R&D tax credits) and Symmetry Software (tax calculations)

2021-08

Raised $175M Series E at $9.5B valuation led by T. Rowe Price. Revenue ~$200M

2021-10

Announced international contractor support. Acquired RemoteTeam

2021

100,000+ customers. 50% year-over-year growth. 1,400+ employees

2022-05

Raised $55M Series E extension at same $9.5B valuation

2023

Revenue exceeds $500M. 300,000+ direct customers. Achieved free cash flow positivity

2023-06

Partnered with Remote.com for international payroll in 75+ countries

2023-07

186,000 additional SMBs accessing services through 27 Embedded Payroll partners

2024

Revenue reaches $735M (+33% YoY). 401(k) services grew 50% YoY. Gusto Money expanded 140% YoY

2025-03

400,000+ direct customers

2025-07

Tender offer values company at $9.3B

2025-08

Acquired Guideline for in-house 401(k) services ($851M)

Distribution

Word-of-mouth driven by high NPS (70+) and accountant partnership program

Launches

Growth Story

Target Audience

Small and medium businesses (1-500 employees), accountants, vertical SaaS platforms needing embedded payroll

Problem Solved

Small business owners spending hours on manual payroll, tax compliance, and benefits administration with error-prone legacy tools designed for enterprises